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Buy cheap, buy twice – why getting tailored cover for your business from a broker is so important

Insurance is designed to put you back in the same position you were in before any loss or damage to…

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by Mark Bowers
25 Jul 2024

Insurance is designed to put you back in the same position you were in before any loss or damage to your business. It isn’t a grudge purchase – it’s a lifeline. Imagine needing financial or material help after a loss, only to discover your policy doesn’t cover it, or will only pay out up to a certain amount. That’s the risk when insurance isn’t tailored to your needs.


As an insurance broker, Kingsbridge Recruitment Insurance specialises in bespoke insurance for recruitment and umbrella companies. Should you need to make a claim on your insurance, our objective is to ensure you will not miss out on valuable cover.


How do you know you have suitable cover?


Every business is different, and each business changes and evolves over time.


Our aim at Kingsbridge Recruitment Insurance is to find out as much as possible about your operations, future plans, and potential risks.


Our online quote and buy platform provides a series of questions to ensure our proposed insurance addresses the needs of your business.


For more complex risks, our experienced broker team include members with delegated authority to underwrite insurance, meaning we can work hard to match the cover we can provide with the cover you need. We speak directly to our clients to gain understanding where needed, rather than provide blanket coverage that might not work for your circumstances.


The fewer questions you are asked, the less likely you are to have the right cover for your individual circumstances. Some insurance companies may ask a minimal number of questions before providing a quote, so ask yourself – have I told this company enough about my business to make sure I’m covered if I need to claim?


The risks involved in recruitment are complex and evolving. That’s why we work exclusively with companies like Zurich, to ensure that our products provide cover you can trust. The purpose of obtaining cover with us is clear; to protect you should the worst happen.


What happens when I claim on my insurance?


Not all insurance brokers will assist you when it comes to claims. Some companies will refer you directly to your insurance company, leaving you to handle the claim, which can be stressful, time-consuming, and confusing.


We’re different. Our claims team has decades of experience and knowledge, and have seen all manner of claims, meaning we’re in a great position to assist you should the worst happen.


We have helped hundreds of clients to navigate the claims process with insurers and third parties, helping businesses to concentrate on what they do best – looking after their own clients – while we work to get a claims settlement as quickly and efficiently as possible.


Led by James Morris – who was nominated for multiple claims awards in 2023 for his knowledge and client-focused approach to resolving claims – our team won’t leave you alone when you’re looking for help when you need it most.


Why Kingsbridge Recruitment Insurance is Different

  • In-depth Risk Assessment: Unlike some companies with a quick-quote mentality, we ask the right questions to ensure your policy truly protects you.
  • Experienced Brokers: Our team tailors coverage to your specific needs, not just offering one-size-fits-all solutions.
  • Proven Track Record: We partner with trusted insurers like Zurich, who boast a 99% claims payout rate on our recruitment scheme.
  • Dedicated Claims Support: A claim shouldn't add to your stress. Our experienced team will guide you through the process, freeing you to focus on your business.

Call Now or Get a Tailored Online Quote


We’re here to help. Whether it’s a query about your current insurance arrangements with another company, expert advice on claims, or simply a quote for new insurance cover, we have been insuring recruitment and umbrella companies for several years, backed with a team who have decades of experience.


Contact us on 0330 124 9590 if you have any queries about your business insurance for recruitment agencies or umbrella companies, or to get a quote in less than 5 minutes online, click here.

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